Following its initial invite-only beta phase, X (formerly Twitter) has officially launched X Money, its digital wallet service, across the United Statesrolling out to Premium and Premium+ subscribers.
X Money integrates a deposit account, peer-to-peer (P2P) paymentsand a Visa debit card directly within the X platform:
- P2P Payments: Send, receive, or request funds instantly with no fees or transfer limits.
- High-Yield APY: Premium+ subscribers earn up to 6% APY. Premium users can unlock this rate through direct-deposit requirements.
- Cashback Rewards: Earn 3% cash back on eligible X Card purchases.
- Sign-Up Bonus: New users may qualify for a $15 welcome deposit.
Card Options and Digital Wallet Integration
Your money, on the world’s most powerful network
𝕏 Money is rolling out to U.S. Premium and Premium+ subscribers starting today pic.twitter.com/2c1UMkB4Kn
— X Money (@XMoney) July 27, 2026
Every user automatically receives a virtual X Card that supports Apple Pay integration via Apple Wallet but also, users can have the option to request a physical metal debit card with a custom name and X username display options.
All deposit accounts are held by Cross River Banka Member FDIC institution. For more information about this new service, including all of its features, check out the official website at https://money.x.com.
Speaking about global availability, for now, we still have no official word on a release to other markets.
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